Cashalo is a Philippine micro-lending service that offers fast and convenient loans. The service is cash halo review completely digital and requires no collateral. It also offers flexible repayment options. It’s an ideal solution to urgent needs and can help you manage your finances. The company is fully licensed and SEC-registered, ensuring that you’re getting the money you need legally.

Before applying for a Cashalo loan, check the eligibility criteria. These requirements vary by mall. The minimum requirement is a government-issued ID. You’ll also need to provide recent bank statements and utility billing statements. Proof of your ability to repay the loan is another requirement. You’ll also need to provide your bank details if you want the loan transferred to your bank account. To apply, follow the instructions on the Cashalo website.

Cashalo loans are very easy to apply for, and the mobile software makes it simple and fast to use. There’s also no startup charge. Another benefit of using Cashalo is that you can pay off your credit in installments over three months at 0% APR. If you are unable to pay on time, you can also opt for partial payments. This way, you can avoid paying more than you have to.

When applying for a Cashalo loan, make sure to plan ahead to avoid late payment penalties. Make sure to check the lender’s repayment policy for details. You’ll also want to know what kind of interest rate you can expect and how long you’ll be able to pay off your loan. If you’re not confident with your math, a loan calculator can be a useful tool.

Once you have the cash, use your GCash app to pay for your Cashalo loan. After double-checking the information you provided, you’ll need to tap “Confirm” to finalize the transaction. Then, you’ll automatically receive a confirmation receipt, which will show the biller’s name, total amount deducted from your GCash account, and the convenience fee of 15 pesos. You can also save and download the receipt.

Cashalo offers two types of loans: Lazada loans and Cashalo loans. With Cashalo, you can avail of a P2,500 loan for your online shopping. Both companies offer zero-interest and processing fee loans. The money can be transferred to your Lazada wallet within a few days. If you need additional cash, you can borrow up to PHP 4,500. You can also use your Lazada credit to pay for your purchase on Lazada.

To register for a Cashalo loan, you will need a valid government ID, a working mobile phone, a permanent address in the Philippines, and a stable income. You’ll also need to provide accurate information about your job. Your job description must be complete, including company name, contact number, title, working hours, and name of your colleagues. If you provide accurate job information, your loan application will be approved in less time.